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新技術の普及にともなう損害保険の考察 ~自動車の自動運転技術を例として~
https://osu.repo.nii.ac.jp/records/2126
https://osu.repo.nii.ac.jp/records/21269c34358b-58c8-4163-a7c9-7855476e5326
名前 / ファイル | ライセンス | アクション |
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Item type | 紀要論文 / Departmental Bulletin Paper(1) | |||||
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公開日 | 2018-12-21 | |||||
タイトル | ||||||
タイトル | 新技術の普及にともなう損害保険の考察 ~自動車の自動運転技術を例として~ | |||||
タイトル | ||||||
言語 | en | |||||
タイトル | The Effect of Automatic Driving Systems on Automobile Insurance | |||||
言語 | ||||||
言語 | jpn | |||||
キーワード | ||||||
主題Scheme | Other | |||||
主題 | 自動運転技術 | |||||
キーワード | ||||||
主題Scheme | Other | |||||
主題 | 非対称情報 | |||||
キーワード | ||||||
主題Scheme | Other | |||||
主題 | 事後のモラルハザード | |||||
キーワード | ||||||
主題Scheme | Other | |||||
主題 | 製造物責任法(PL 法) | |||||
キーワード | ||||||
主題Scheme | Other | |||||
主題 | 損害保険 | |||||
キーワード | ||||||
主題Scheme | Other | |||||
主題 | 非協力ゲーム | |||||
キーワード | ||||||
言語 | en | |||||
主題Scheme | Other | |||||
主題 | Automatic driving system | |||||
キーワード | ||||||
言語 | en | |||||
主題Scheme | Other | |||||
主題 | Asymmetric information | |||||
キーワード | ||||||
言語 | en | |||||
主題Scheme | Other | |||||
主題 | ex post moral hazard | |||||
キーワード | ||||||
言語 | en | |||||
主題Scheme | Other | |||||
主題 | Product liability law | |||||
キーワード | ||||||
言語 | en | |||||
主題Scheme | Other | |||||
主題 | Casualty Insurance | |||||
キーワード | ||||||
言語 | en | |||||
主題Scheme | Other | |||||
主題 | Non-cooperative game | |||||
資源タイプ | ||||||
資源タイプ識別子 | http://purl.org/coar/resource_type/c_6501 | |||||
資源タイプ | departmental bulletin paper | |||||
著者 |
藤井, 陽一朗
× 藤井, 陽一朗× FUJII, Yoichiro |
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抄録 | ||||||
内容記述タイプ | Abstract | |||||
内容記述 | This study examines how automatic driving systems, such as automatic control using AI (artificial intelligence), affect automobile insurance. It is natural, however, that a driver may be able to drive his/her car without automatic driving systems where driving problems are anticipated. This implies that cars having automatic driving systems, such as “automatic controlling mode using AI” coexist with “driver controlling mode”. If insurance companies and car manufacturers can not verify which mode was engaged when a car accidents occurred. This leads to ex post moral hazard because drivers have incentive for false statements as if drivers had driven by himself/herself because their rate of responsibility may be reduced by product reliability law. Ex post moral hazard of false statements may also lead to ex ante moral hazard simultaneously. I show a solution to reduce these moral hazard using IoT (Internet of Things) technologies. | |||||
書誌情報 |
大阪産業大学経済論集 en : OSAKA SANGYO UNIVERSITY JOURNAL OF ECONOMICS 巻 20, 号 1, p. 1-12, 発行日 2018-10-31 |
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出版者 | ||||||
出版者 | 大阪産業大学学会 | |||||
書誌レコードID | ||||||
収録物識別子タイプ | NCID | |||||
収録物識別子 | AA11394639 |