| Item type |
紀要論文 / Departmental Bulletin Paper(1) |
| 公開日 |
2022-03-31 |
| タイトル |
|
|
タイトル |
金利自由化と銀行収益性―中国の商業銀行年報データに基づく実証分析 |
| タイトル |
|
|
タイトル |
Has Interest Rate Liberalization Improved the Profitability of China’s Banks? |
|
言語 |
en |
| 言語 |
|
|
言語 |
eng |
| キーワード |
|
|
言語 |
en |
|
主題Scheme |
Other |
|
主題 |
interest rate liberalization |
| キーワード |
|
|
言語 |
en |
|
主題Scheme |
Other |
|
主題 |
marketization |
| キーワード |
|
|
言語 |
en |
|
主題Scheme |
Other |
|
主題 |
income structure |
| キーワード |
|
|
言語 |
en |
|
主題Scheme |
Other |
|
主題 |
profitability |
| キーワード |
|
|
言語 |
en |
|
主題Scheme |
Other |
|
主題 |
commercial banks |
| 資源タイプ |
|
|
資源タイプ識別子 |
http://purl.org/coar/resource_type/c_6501 |
|
資源タイプ |
departmental bulletin paper |
| 著者 |
劉, 旭東
門, 闖
LIU, Xudong
MEN, Chuang
|
| 抄録 |
|
|
内容記述タイプ |
Abstract |
|
内容記述 |
In this study, we argue the relationship between interest rate liberalization and the profitability of banks in China. Using a novel dataset collected from Chinese commercial banks annual reports 2007-2019, this study shows that the improvement of interest rate liberalization has not affected the profitability of banks. We found that the increase in the degree of market competition leads to a decrease in the profit. However, in the early stage of interest rate liberalization, less competition pressure was not a big challenge, where the progress in marketization contributed to the profitability of banks. In addition, when banks were divided into three types, namely, joint-stock, city, and rural commercial banks, we found that the pressure from liberalization was concentrated on small and medium-sized commercial banks. Furthermore, as a response to market competition, non-interest income to diversify revenue sources has not contributed to improving the profitability of banks. |
| 書誌情報 |
大阪産業大学経済論集
en : OSAKA SANGYO UNIVERSITY JOURNAL OF ECONOMICS
巻 23,
号 1,
p. 41-59,
発行日 2021-11-30
|
| 出版者 |
|
|
出版者 |
大阪産業大学学会 |
| ISSN |
|
|
収録物識別子タイプ |
ISSN |
|
収録物識別子 |
1345－1448 |
| 書誌レコードID |
|
|
収録物識別子タイプ |
NCID |
|
収録物識別子 |
AA11394639 |
041_059_門闖先生 (1.4 MB)
